Your body. Your timing. Your clarity.

Know if your body and your
timing are aligned —
before your
next financial decision.

Credenta reads your physiological state in real time — fingertip and face scan combined, no wearable — fuses it with your Vedic birth chart and live market data, and delivers one score: are you clear to act right now? One number. Total clarity.

Free to start • No wearable • 98%+ accuracy • Patent applied • iOS & Android
Today's score
Aditya Kumar · Fri 20 Mar
Nakshatra
Rohini
0
StopCautionGo
GO
HOLD
STOP
Best window12:04 – 12:52 PM IST
Avoid10:30 – 12:00 PM IST
MarketNifty +0.8% · Bullish
ConfidenceHigh
Dasha: Sun · MarsBody: 74/100Rohini nakshatra
The real problem

You don't lose because of
bad strategy.
You lose because of bad timing.

The information was available. The logic was sound. But your body was stressed, the planets were closed, or the market was against you — and nobody told you before you acted.

91%
of Indian retail F&O traders lost money in FY 2024–25
₹1.1L
average loss per trader in FY25 — up 27% from the year before
₹1.06T
total retail losses in a single year. ₹1.06 lakh crore — gone
"
A story you already know

"I exited my Nifty position on a Thursday. Not because the charts said so. Because I was anxious. The index ran 4% the following week."

The decision wasn't wrong. The timing was.

Retail investor · Mumbai · ₹2.4 lakh foregone gain
"
A story even more common

"I signed the vendor contract when my Credenta score was 31. I dismissed it. Six weeks later I was in a dispute worth ₹6 lakh. I now check my score before I sign anything."

He wasn't reckless. He was uninformed. Credenta would have stopped him.

Business founder • Delhi • ₹6 lakh contract dispute
Wrong physiological state
You were stressed...
Wrong cosmic timing
Your natal chart had conflict...
Wrong market alignment
Market moved against you...
One line. Changes everything.

We don't predict markets.
We predict your readiness
to act in them.

The same decision — made from a stressed body at a closed planetary window — produces different outcomes than the same decision made from a clear body at an open one. This is not mysticism. It is the intersection of physiological science and ancient timing intelligence.

Objection 01
"Is this just astrology dressed up in tech language?"
No. Astrology is one of three inputs — specifically Vedic natal timing, thousands of years old and observational by nature. The other two inputs are physiological science (your body state, measured in real time from fingertip scan and face scan combined, plus voice analysis) and live market data. Any one alone is weaker. All three fused together is what no one else has built. Provisional patent applied.
Objection 02
"How is this different from AstroSage or Astrotalk?"
AstroSage reads your birth chart. Credenta reads your birth chart, your real-time physiological state, and live market conditions simultaneously — and gives you a timed action, not a reading. No other platform does this. The physiological sensing is provisional patent-applied. The combination is ours alone.
Objection 03
"Is the body reading actually accurate?"
Credenta uses two sensing methods simultaneously — fingertip scan and face scan — combined into a single reading. This dual approach achieves up to 98%+ accuracy in measuring heart rate and stress indicators, matching clinical-grade instruments without any equipment. All raw biometric data is processed entirely on your device. Only a compact encrypted score is transmitted. Patent applied, India Patent Office, 2026.
Real decision. Real outcome.

Priya almost signed a deal on the wrong day. Credenta said no.

Priya K., a portfolio manager in Bangalore, was about to finalise a real estate deal. She ran Credenta first. Her physiological score came back at 34 — high stress, cognitive load elevated. The reading: "Do not sign today." She waited 3 days. The score rose to 78. She returned to the table.

Day 1 · Don't sign
34
High stress · Act later
Day 4 · Sign now
78
Clear · Aligned · GO
Outcome
Deal terms improved by 8% when she returned. A ₹4 lakh difference on a single decision.
Priya K., Bangalore · Portfolio manager · AstroFinance Pro user
98%+
Physiological signal accuracy Fingertip and face scan combined
dual-modality sensing, clinical-grade accuracy, no wearable required.
91%
of retail F&O traders lost money in FY25
The problem Credenta was built to solve.SEBI Study, July 2025 ↗
3s
Voice stress detected in 3 seconds
Jitter, shimmer, zero-crossing rate — vocal biomarkers that reveal cognitive load.
47
Cognitive biases mapped to physiological states
Credenta surfaces which of the 47 documented cognitive biases are elevated.
500
Byte privacy packet — all that leaves your device
Raw biometric data never reaches servers. Only computed score is sent.
Why your signal matters today — not tomorrow

Your signal changes every single day.
Today's reading expires at midnight.

Your dasha shifts. Planetary transits move. Markets open and close. Your physiological state is different from yesterday. The GO that was true this morning may be a HOLD by evening — and a STOP by tomorrow. Every day you act without checking your signal is a day you act blind.

Planetary transits update daily
Market alignment refreshes every morning
Your body signal is live — not cached
AstroFinance resets at midnight IST
Today's signal
GO
Expires midnight IST
No commitment. No credit card.

Get your first signal free —
today, right now.

5 free Signal queries every month, forever. No wearable. No setup. Download the app, enter your birth details once, and Credenta reads you instantly.

✓ Free — 5 queries/month✓ No credit card✓ No wearable✓ iOS & Android✓ Your data stays on your device
Signal — ask any financial question

You have a question.
Signal has
the answer.

Type any financial question in plain language. Signal reads your physiological state at this exact moment, fuses it with live market intelligence across your query's domain, and delivers a structured, probability-weighted answer — with bull, base, and bear scenarios, a clear confidence rating, and an exact timing window. In under 60 seconds.

10 life domains. Stocks, gold, real estate, business, career, vehicle, loans, crypto, marriage timing, and general decisions. Ask anything.
Your body shapes every answer. A stressed body and a calm body get different guidance — because the decision is the same but the instrument making it is different.
Bull / base / bear scenarios with probability weighting and a confidence rating — not just a yes or no.
Timing queries invoke your kundli. "Best time to buy gold?" reads your natal 2nd house and your active dasha before answering.
47 cognitive biases surfaced before your answer is delivered. You see where your reasoning is distorted — before you commit.
Example — what Signal returns
"Should I buy gold this month given where the market is and my birth chart?"
Signal: GOWindow: 12:04–12:52 ISTConfidence: High
9:41◀ ▶
Credenta
PRO
SIGNAL
ASTROFINANCE
Know when to act — powered by your body and the planets.
Ask any financial question
Stocks · Gold · Real estate · Business · Career · Car · Loans
Should I buy gold this month?
0 / 5000
SIGNAL RESULT · GOLD
Jupiter activates your 2nd house. Gold timing is open. Act today.
GO
Get my signal →
9:41◀ ▶
Credenta
Share all
SIGNAL
ASTROFINANCE
Today's Score
72
Nakshatra
Rohini
Dasha
Sun · Mars
Aditya Kumar · Fri, 20 Mar 2026
UnfavorableHighly favorable
COSMIC HEADLINE
"Jupiter just opened your highest-earning window of the year — it lasts 11 days."
Share ↗
Your dasha now
Tap to expand
Today's transits
Tap to expand
Market + planet
Tap to expand
Body signal
Tap to expand
Action window
Tap to expand
AstroFinance — your daily cosmic reading

Your 6-card reading —
every morning,
before you wake up.

AstroFinance is automatic. Every morning before 6 AM IST, it builds your reading from your Vedic natal kundli, today's planetary transits, live market conditions, and your physiological score. Six cards. No two days the same. No two people the same. Open the app and your intelligence is already there. And when you have a specific question — "best time to buy property per my kundli?" — AstroFinance answers that on demand too.

Fully automatic every morning. Your reading is ready before you open the app. No form to fill. No question required.
Personalised to your exact lagna — always. Your house numbers, your Mahadasha, your Antardasha, your personal transits. Never sun-sign content. Never generic.
Daily score 0 to 100 — built from dasha strength, personal planetary transits, live market conditions, and your physiological state. One number. Total clarity.
Card 6 gives you exact IST muhurat timing — the best window, one thing to do today, one thing to avoid, and one preparation for tomorrow.
Also works on demand. Gold, property, career, business, vehicle, loans, marriage — ask any domain against your kundli at any time.
What makes it different from every astrology app
"AstroSage reads your birth chart. AstroFinance reads your birth chart, your real-time physiological state, and live market conditions simultaneously — and gives you a timed action, not a reading."
How it works

Three signals. One answer.

Signal and AstroFinance share the same three inputs. The difference is in how you engage — on demand or automatically every morning.

Input 01
Your body
Your phone reads your physiological state — heart rate, stress, mental clarity — using fingertip scan and face scan simultaneously. No wearable. No equipment. Just your finger, your face, and your voice.
Input 02
Your birth chart
Your Vedic natal kundli — your specific dasha, planetary transits aspecting your houses, and today's muhurat window. Calculated from your birth details once, used forever.
Input 03
Live markets
Real-time market conditions — Nifty, gold, real estate, crypto — cross-referenced with your personal planetary energy to produce a directional signal.
Who we are

Built by someone who knows what a wrong decision under pressure costs.

Not in rupees. In lives.

Credenta was founded by a former Indian Air Force pilot who served for 14 years and flew combat missions across multiple active operations. In the cockpit, there is no margin for a wrong decision made from the wrong physiological state. A pilot under hypoxia, acute stress, or cognitive overload who misreads a signal does not lose money. The consequences are final and irreversible.

That experience — 14 years of operating at the intersection of extreme physiological stress and high-stakes decision-making — is the origin of Credenta. The Air Force does not leave physiological readiness to chance. It measures it, tracks it, acts on it. Credenta brings that same discipline to financial decisions, where most people have no system at all.

The physiological sensing technology at Credenta's core was not reverse-engineered from consumer health apps. It was built from first principles — from an operator's understanding of how the autonomic nervous system behaves under pressure, and from a deep knowledge of what that means for the quality of any decision made in that state.

Credenta is based in Gurugram, Haryana. The physiological sensing technology carries a provisional patent applied at the India Patent Office, 2026. The platform is built for Indian retail investors, traders, and enterprise financial decision-makers — the people for whom timing, clarity, and physiological readiness are not abstractions. They are the difference between a right decision and a costly one.

14 Years
Indian Air Force service — pilot, active operations
Patent Pending
Dual-modality physiological sensing — India Patent Office, 2026
3 Signals
Body • Stars • Markets — fused into one readiness score
The science behind your score

Your body already knows. We just make it readable.

Hold your fingertip to your phone camera for 30 seconds. That is all Credenta needs.

Using both fingertip PPG — the same principle as a hospital pulse oximeter — and face-camera rPPG, Credenta measures your heart rate, heart rate variability, respiratory rate, and vascular stress response. These signals reveal your autonomic nervous system state: whether you are calm, stressed, fatigued, or cognitively overloaded right now.

This dual-modality approach achieves up to 98%+ accuracy — without any wearable, clip, or equipment.

Speak three seconds aloud. Your voice adds a second layer: jitter, shimmer, and vocal tone patterns that surface cognitive load and anxiety invisible to the eye.

All raw biometric data stays on your device. Only one encrypted number leaves it — your Physiological Vitality Score.

That score becomes 15% of your final Credenta signal. Your body has a vote. Now it counts.

Fingertip + Face
Dual-modality sensing — clinical accuracy, no equipment
30 Seconds
One brief scan captures heart rate, HRV, respiratory rate, and stress response
On-Device Only
Raw biometric data never leaves your phone — only your encrypted score is transmitted
Physiological Authentication

Every safety and security system in the world watches the action. Credenta watches the human behind it.

When a person is coerced into authorising a payment, or sits in a cockpit under fatigue and stress, their body knows before their judgment fails. The autonomic nervous system — the involuntary circuitry that governs fight, flight, and freeze — responds in milliseconds, long before a wrong decision is made. It cannot be coached, faked, or willed away. And until now, it has been invisible to the systems that depend on human reliability most.

Credenta makes it visible. Using only a smartphone camera, we capture the faint pulse beneath the skin of a fingertip and decode the body's stress response in real time — heart rhythm, autonomic balance, and the subtle signatures of duress and fatigue that no password, checklist, or behavioural model can detect.

In banking, this is the signal that transaction monitoring has never had: not just what is being authorised, but whether the person authorising it is acting freely — or under the pressure of a scam unfolding in real time.

In aviation, it is an early, objective read on the physiological state of the people entrusted with lives — stress and fatigue surfaced as data, in the moments before they translate into error.

One technology, one principle: the most critical decisions in finance and in flight are made by human beings, and the human being has always been the one variable left unmeasured. Credenta reads the state of the person at the instant it matters most.

We are not predicting outcomes from a heartbeat. We are giving institutions the signal they have never had — the readiness of the human in the loop.

What you actually get

This is what Credenta
tells you every morning.

One number. One signal. One time window. No interpretation needed. Open the app and know what to do.

0
Today's decision score
GO
Best time to act
12:04 – 12:52 PM IST
Avoid this window
10:30 – 12:00 PM IST
Today's signal
Act. Strong alignment.
Tomorrow
Prepare. Mercury shifts.
Score = 35% personal transits · 30% dasha strength · 20% market conditions · 15% body signal. Personalised to your natal kundli. Never generic.
AstroFinance — inside the 6 cards

6 cards. Everything you need.
Different every single day.

Each card is built from your natal kundli — your specific houses, your active dasha, your personal planetary transits, and your physiological state right now.

CARD 01 · ALWAYS VISIBLE
Cosmic headline
One sentence. Your planet, your house, your financial implication today. Designed to be shared. Changes every day at midnight.
Daily · Shareable
CARD 02
Your dasha right now
Your active Mahadasha and Antardasha — whether this period supports or resists financial action today. From your natal kundli only. Never generic.
Natal kundli based
CARD 03
Today's transit impact
Only the transits personally aspecting your chart today. Your house number, your financial implication, the exact aspect within 3°. Never planetary news.
Personal transits only
CARD 04 · MOST SHARED
Market + planet
Live market conditions crossed with your personal planetary energy. A directional signal — GREEN, YELLOW, or RED — with a confidence level. The most-shared card.
GO · CAUTION · STOP
CARD 05 · PROVISIONAL PATENT
Body signal
Your physiological score — measured by fingertip and face scan simultaneously — combined with today's planetary energy. Body state plus planetary state equals your combined signal. Unique to Credenta. Patent pending.
Biometric · Patent pending
CARD 06 · MOST TAPPED
Action window
Exact muhurat in IST. One thing to DO today. One thing to AVOID. One thing to prepare for tomorrow. The card that changes what you actually do next.
Muhurat · DO · AVOID · PREP
No learning curve

Takes less than 60 seconds daily.

No complex chartsNo interpretation neededNo jargonOpen app · see score · know what to doAstroFinance ready by 6 AM every morning
What early users say
"Score was 82 yesterday. Followed Card 6's muhurat window and my SIP gained 1.2% in a week. Window was 11:15–11:48 AM. I set an alarm. It worked."
Rajesh M.Mumbai · Equity investor
"Signal showed my stress score was 34 and said do not sign today. I waited. The deal terms improved by 8%. That's a ₹4 lakh difference on a single decision."
Priya K.Bangalore · Portfolio manager
"I've used AstroSage for years. When Credenta shows my physio score was 34 and says do not sign — and I wait and it works — that is a completely different product."
Anand T.Delhi · Business founder
Credenta intelligence — every Tuesday

Body. Stars. Markets.
Every week, the signal speaks.

In-depth on Vedic market timing, physiological decision science, and real user stories. No noise.

Subscribe free →
Vedic timingThis week
Jupiter's transit through your 2nd house is the wealth window most investors never act on — because nobody told them it was open.
We examined Credenta users whose Nifty SIP entries aligned with a personal 2nd house Jupiter transit. The average return delta was statistically significant. The ancients called it muhurat. The data calls it an edge.
CR
Credenta Research·March 20, 2026·8 min
2nd house activation
Physiology
Your stress score was 34. We said don't sign. You listened — and saved ₹2 lakh.
What happened to users who acted on the body signal — and those who didn't.
Mar 14·6 min
Gold
The Akshaya Tritiya entry window — why most people missed the exact 47-minute signal.
Venus–Jupiter in the 2nd house + gold consolidation = the clearest Q1 2026 entry.
Mar 7·5 min
Career
Confirmation bias peaks every time you're about to change jobs. Here is why.
73% of Credenta users considering a job switch show elevated confirmation bias.
Feb 28·7 min
Real estate
The 4th house cycle — when to buy property and when to absolutely wait.
4th house Jupiter and Venus transits mapped against Indian property transaction data.
Feb 21·9 min
Markets
91% of traders lose. SEBI's data explains why timing — not strategy — is the problem.
₹1.06 lakh crore lost in FY25. The root cause Credenta was built to solve.
Feb 14·6 min
Vedic timing
Saturn Mahadasha and the art of patient accumulation.
Feared by most. Credenta data shows it's when disciplined investors build the most durable portfolios.
Feb 7·8 min
Science
Clinical-grade biometrics from your phone camera — and why it matters for money.
How Credenta's dual fingertip and face scan reads your physiological state with 98%+ accuracy — and why that matters when capital is at stake.
Jan 31·6 min
Business
Rahu Antardasha amplifies contrarian instincts — the best time to start a venture.
Higher risk tolerance and conviction during Rahu Antardasha — exactly what founding requires.
Jan 24·7 min
New: Saturn Mahadasha and patient accumulationStudy: Nifty entries aligned with 11th house transits — 6-month dataSEBI confirmed: 91% of F&O traders lost money in FY25Science: Clinical-grade biometric accuracy from your phone cameraNew: Saturn Mahadasha and patient accumulationStudy: Nifty entries aligned with 11th house transits — 6-month dataSEBI confirmed: 91% of F&O traders lost money in FY25Science: Clinical-grade biometric accuracy from your phone camera
Weekly intelligence — free

Credenta intelligence,
every Tuesday.

Vedic market timing. Decision science. Real user stories. No noise.

No spam. Unsubscribe anytime.

Today's signal changes at midnight IST

Before your next decision —
check your score.

5 free signals every month. No credit card. No wearable. The signal is already there — you just need to read it before you act.

✓ Free — 5 queries/month✓ No credit card✓ No wearable✓ iOS & Android
Get in touch

Clarity begins
with a conversation.

Questions about Credenta? Partnerships, media, or enterprise? Every message is read by a human.

Location
Gurgaon, Haryana, India
Follow
Download

Available on iOS and Android. Your first session reveals what your body, your stars, and the markets already know about your next move.

Data sources & references
[1] SEBI Study on Equity Derivatives Segment, July 2025 — sebi.gov.in ↗ · Net losses of individual traders: ₹1,05,603 crore in FY25; 91% of traders in loss.
[2] Parliament Disclosure, FY25 — Average loss per trader ₹1.1 lakh (up 27% YoY). Reported by Business Standard ↗ and Moneylife ↗.
[3] SEBI Updated Study, September 2024 — 93% of individual traders incurred losses over FY22–FY24; aggregate losses exceeded ₹1.8 lakh crore over three years. sebi.gov.in ↗
[4] Credenta physiological sensing — dual-modality fingertip PPG and face-camera rPPG combined accuracy: up to 98%+. Voice biomarker analysis: jitter, shimmer, zero-crossing rate. All raw biometric data processed on-device. On-device edge compression: 500-byte encrypted privacy packet. Provisional patent applied, India Patent Office, 2026.
Credenta does not provide SEBI-registered investment advice. All signals are for informational purposes and should not be construed as financial recommendations. Users should consult a qualified financial advisor before making investment decisions. Physiological sensing accuracy may vary by device and lighting conditions.